Lazada Review: Online paying options get better through time

It’s easier to go shopping when you can delay the payment process, the handing out of cash at least. Ecommerce websites have emerged as the next most promising profitmaking venture and because of so much growth, more people are trying it out. To make way for every type of online shopper, online shopping websites go as far partnering with different transacting companies. Lazada has very flexible payment options including Cash on Delivery which it most known for.

Cash on delivery (COD) is the only cash payment method that I personally approve of. There are other methods that are cash-based like meet ups, bank deposits, etc. But those can be very hard to keep track of as far as legitimacy. First of all, paying ahead of time alone is already risky. But doing it with a complete stranger multiplies the risk even more. COD assures product delivery before demanding compensation. The customer will be handed his or her package first before payment takes place. Since Lazada’s official shipping services are made by LBC and 2GO, all transactions under COD are made with either of the two.

When COD seems as impractical to use because of certain circumstances, that’s only when I take into consideration paying with my credit card. Giving out information as private and important as credit details raise a lot of red flags. But since Lazada has been approved by the Payment Card Industry Data Security Standard (PCI DSS), I’m more confident that my information are secure from any hacks. PCI DSS is very meticulous when it comes to rating or testing a certain company. It makes sure that the companies it tests have systems capable of protecting all credit card transactions from leaking or being mismanaged. Lazada allows payments using any Visa or Mastercard credit cards. It has one specific credit card company that it allows for installment-based payments. Banco De Oro (BDO) gives customers a chance to pay in a span distributed in months with no installment. The installments can last up to two years depending on the preference of the customer. If you avail of this method, you can choose among 3-month, 6-month, 12-month, 18-month, and 24-month payment installments options.

Online shopping has many benefits but the payment process is one of the things I like the most about it. There are other methods available on Lazada but the three above are the only ones I’m familiar with. Before the aforementioned online shopping site offered bank deposits, 7-11 over the counter transactions, etc. But since its first year anniversary when it reformatted its available payment options, it stuck with the most used options and added on two other methods, Paypal and Megalink.

It’s always a matter of finding a payment option that fits your preference. There’s no better option in general. But that’s what’s so nice about shopping online. You can adjust the system to you. Online shoppers are showered and spoiled with so many good perks, discounts, promos that sometimes I can’t help but wonder just how far it can go as to pleasing its customers.